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Board of Directors

 Joe Agius


Ing. Saviour Baldacchino

Joseph Agius was appointed Chief Technology Officer in October 2014, and became a member of the Bank of Valletta Management Board in October 2016.

Since joining the Bank in 1985, Mr Agius has garnered over thirty years’ experience in IT and Financial Services. In this time, he has been actively involved in the implementation of various mission critical projects.

In his role as Chief Technology Officer, Mr Agius is responsible for driving the Bank’s IT strategy. He is a strong proponent for modernisation in IT, and running IT as a business with its inherent business value.

Presently, his primary focus is on leading the Bank’s strategic initiatives on core retail banking transformation and digital banking. In his role as Chief Technology Officer, Mr Agius chairs the Bank’s IT Steering Committee.

Mr Agius holds an Honours degree in Computer Science from the University of Reading and an MBA in eBusiness from Grenoble Graduate School of Business. He is also a Chartered Engineer and member of the British Computer.



 Ing. Saviour Baldacchino​


Ing. Saviour Baldacchino

Engineer Saviour Baldacchino obtained a Diploma in Business Management followed by  an Honours Degree in Electrical Engineering specialising in Electronics Technology,  Computers and Communications.  Throughout his career he undertook continuous  professional development in the United States, United Kingdom, France and Malta. 
 Saviour is currently President of the Malta Chamber of Engineers, a role he occupied for  over three years. 
He has been in the private engineering practice since 2004.  In 2001, he had a key role in  the setting up of a new Internet Service Provider, which he led as its CEO until 2004.
Before joining the private sector, he occupied the post of General Manager for Information Systems & Technology at Maltacom plc, where he formed part of top management since 1985. 
For over ten years, he was appointed visiting lecturer and examiner at the University of Malta, at the City & Guilds of London Institute and at other educational institutions. 
In 2005 he was honoured with the Best ICT Professional Award for lifetime achievement. Hobbies and interests include technology, travelling and music.


 Tony Borg​


Tony Borg

Between 2013 and 2015 Tony Borg was appointed Head of the Government Customer  Care at the Office of the Prime Minister.  He has 28 year working experience in the Public  Service, holding various responsibilities within the Ministries of Finance, Social Services,  Customs, Work and Interior. During this period Tony has represented Government on  various Ministerial Delegations both locally and abroad, and has also conducted  negotiations on behalf of Government. 
 In 2016, he was appointed Lead Coordinator - Special Projects with the Ministry for Gozo  and also as Member of the Steering Committee of the American University of Malta for  the Office of the Prime Minister. 
Tony’s experience also extends to the Private Sector, where up to 2007 he established business in the ICT and service sectors.


 Dr. Helen Borg Muscat​


Dr. Helen Borg Muscat


Dr. Helen Borg Muscat was admitted to the University of Malta (Faculty of Laws) in  October 1987 where she obtained the Diploma of Notary Public in 1991. 
After successfully submitting a thesis entitled 'Criminal Responsibility of the Individual in  Public International Law', Helen graduated Doctor of Laws (LL.D) in 1993 and a year later  she was admitted to the Bar. 
Helen holds a Diploma of Studies in Canonical Marriage Cases Jurisprudence and  Procedure.  In March 1987 she joined the banking sector.  She currently occupies the post  of Manager Due Diligence within the Malta Gaming Authority. 
Helen also served on the Luqa Local Council between 1993 and 1997.
She is married and has one son, Andre’.​​


 Dr. Aron Mifsud Bonnici​
Dr Aron Mifsud Bonnici is a corporate lawyer with two decades' experience in investment  promotion, administrative law, labour relations, privatisation, corporate finance and  immigration. He deals with various aspects of commercial, civil and employment law.  He  is proficient in various technical and legal aspects of information technology, media and  communications. 
Dr Mifsud Bonnici set up and currently manages a multi-disciplinary firm, Mifsud Bonnici Advocates, directing and working within a team of professionals in a number of areas of practice including business law, employment and human resources, property law, maritime and aviation law, immigration law, expat law, fisheries law, IT law, EU funding,  management and strategy consulting.​